ClearwayDebt Relief
100% confidential · free
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ClearwayDebt Relief
If you owe $5,000 or more on credit cards and lines of credit, a specialized partner can negotiate with your creditors to reduce what you owe. One lower monthly payment, on a schedule you can actually plan around.
About a minute, online. We look at your total unsecured debt, with no impact on your credit score.
We connect you with a debt relief partner who studies your balances and builds a plan that fits.
The partner works to reduce your balance. You repay one lower amount, and you're always free to say no.
A few simple questions. No login, no documents, no impact on your credit score.
Reminder: submitting this form is a request to be connected, not a consumer proposal filing, not a bankruptcy declaration, and no guarantee of results. See our FAQ.
Instead of chasing minimum payments that barely touch the interest, you have one lower payment on a clear schedule, and enough room to breathe.
No more doing the mental math every time the phone rings. Just one plan you can actually follow.
Debt relief is meant for unsecured debts of $5,000 and up.
It's a process where a specialist negotiates with your creditors (credit cards, lines of credit, personal loans) to reduce the total balance you owe. The goal: you repay less than the original amount, in one lower monthly payment.
No. Debt relief is an alternative to bankruptcy. It's a separate process that aims to reduce what you owe through negotiation, without filing for bankruptcy.
Debt relief works best from $5,000 in unsecured debt (cards, lines of credit, personal loans). Below that, other solutions are often a better fit. We'll tell you honestly.
Answering the form triggers no hard inquiry and doesn't affect your score. Any formal step with a partner would be explained to you first, and you'd stay free to decline.
The percentage reduced depends on your creditors, your balances and the negotiated agreement. Some agreements reduce a significant part of the balance, but no result is guaranteed. The form is there to see whether your situation is a fit.
Our matching service is 100% free for you. The terms and any fees of the debt relief program would be clearly presented by the partner before you commit to anything.
Yes. Your data is encrypted and handled in compliance with PIPEDA, Canada's federal privacy law. It's shared only with our specialized partners to process your request, never sold to commercial third parties.
No. Filling out the form commits you to nothing. If a plan works for you, you accept it; if not, you're free to decline, at no cost.
See how much of your debt you could clear in about a minute. No impact on your credit score, 100% confidential and free.
Encrypted · PIPEDA-compliant